Working Capital Loan Requests — Matched with RMs Willing to Explore Your Deal
RM Radar isn't a lender. Post your working capital request — line of credit, SBA 7(a), or short-term capital — in about two minutes and we'll match it with commercial RMs willing to explore requests like yours.
No credit pull Free for borrowers 50-state coverage
Common uses of working capital
Payroll & operating expenses
Inventory purchases
Bridging receivables (AR gaps)
Seasonal cash-flow swings
Marketing & growth pushes
New location or expansion
Filling a large PO or contract
Refinancing high-cost debt
Products RMs on the platform explore
Business line of credit
Revolving credit — draw, repay, redraw. Best for recurring cash-flow gaps and seasonality.
SBA 7(a) working capital
Longer terms and lower rates from bank lenders. Best for planned working capital needs with time to close.
Short-term working capital
Faster funding from non-bank lenders. Best when speed matters more than absolute lowest cost.
AR / invoice financing
Advances against outstanding invoices. Best when large customers pay slowly.
Typical terms
- • Loan size: $100K – $5M+
- • Term: 6 months to 10 years (SBA)
- • Time to fund: 3 days (non-bank) to 8 weeks (SBA)
- • Typical qualifications: 2+ years in business, 650+ FICO, positive cash flow
How RM Radar works
- 1. Post your request — loan amount, use of funds, and basic business details. About two minutes.
- 2. We match it with RMs — commercial relationship managers whose credit box fits your industry, state, and deal size are notified and can choose to explore your request, usually within 24 hours.
- 3. You decide who to talk to — review the RMs who raise their hand and move forward with whoever's the right fit.